PIGGET LEARN

Budgeting makes sense when the whole system makes sense.

Learn how money moves through Pigget, why every number is there, and how to maintain a plan that still works when real life changes it.

START WITH THE IDEA

Pigget is a plan for money you actually have.

Your bank balance tells you how much money exists. Pigget helps you decide what that money must do before you spend it. You can change the plan whenever life changes; the important part is that the same money is never promised twice.

01

Work with reality

Start from the cleared money in your budget accounts—not next payday.

02

Give it jobs

Move Ready to Assign into categories for bills, spending, and future needs.

03

Record what happened

Categorized transactions reduce the money available for that job.

04

Change the plan

Move money between categories when priorities or costs change.

Choose where to begin

01 · WALKTHROUGH

Set up your first budget

A calm, practical setup from account balances to a fully assigned first month.

Start the walkthrough → 02 · COMPLETE GUIDE

Understand the whole method

Accounts, categories, targets, overspending, rollover, debt, currencies, and the monthly rhythm.

Read the complete guide → 03 · REFERENCE

Look up a Pigget term

Plain-language definitions for Ready to Assign, activity, cleared, reconciled, targets, and more.

Open the glossary → 04 · BANK CONNECTIONS

Check your bank

Find supported institutions and understand what read-only connection can—and cannot—do.

Open the bank finder →

One small example

Suppose your budget accounts contain €2,400. That is the amount you can plan, even if another salary is expected next week.

Money in budget accounts€2,400
Rent
€1,000
Groceries
€400
Bills
€300
Future expenses
€500
Fun
€200

Ready to Assign: €0. Every euro has a job, and the plan balances.

When a €70 pharmacy purchase arrives, the pharmacy category may not have enough. Nothing has broken. Move €70 from a lower-priority category, and the plan becomes honest again.

A budget is not a prediction you must obey. It is a current decision about the money you control.

A useful weekly rhythm

You do not need to stare at Pigget every day. A sustainable routine is usually enough:

  1. Review new transactions and confirm their categories.
  2. Cover overspending by moving money from a lower priority.
  3. Assign new income when it actually arrives.
  4. Check upcoming targets and adjust before a bill surprises you.
  5. Reconcile occasionally so Pigget and your institution agree.

That is the entire loop: plan, spend, review, and adjust.